Vector is a retail insurance brokerage built for specialty commercial producers with deep domain expertise and the ambition to own a niche. Automated back office. Real economics. A platform built to get out of your way.
Hours lost per year to admin work on a traditional platform
Commission split from day one. No earn-ins. No holdbacks.
Average certificate delivery time with automated back office
Annual platform cost vs. $827K for a conventional back office
The average specialty commercial producer loses 11 hours a week to administrative work that has nothing to do with clients. Certificate requests. Coverage confirmations. Carrier follow-ups. Renewal prep that should be automated but isn’t.
Most brokerages know this. They just haven’t fixed it because fixing it requires rebuilding the infrastructure from the ground up. We did.
Hours per week lost to administrative tasks
Full work weeks lost per year
Average annual book churn from service gaps, not market conditions
Our back office handles certificates, policy docs, carrier communications, and client confirmations automatically. No ticket queue. No waiting on someone else’s to-do list. Your clients get answers before they finish typing the question.
We recruit producers who build real client relationships, not transactional volume. Your book is yours. Your clients know your name. We’re selective by design. This is a team of serious specialty producers, not a headcount game.
Competitive commission splits and Profits Interest Units with real exit upside. You see exactly what you earned, every month, with no complicated tiers or mystery holdbacks obscuring the math.
Technology is compressing margins everywhere a generalist plays. AI can commoditize coverage quoting, client communication, and renewal management. What it cannot replace is deep domain expertise: the producer who knows exactly which carriers will write a last-mile delivery fleet, or what an autonomous vehicle program actually needs in a policy form. That producer is a Vector.
The commoditization problem
A generalist producer’s edge is relationships and responsiveness. Both are being eroded by digital platforms, by direct-to-carrier portals, and now by AI that can answer coverage questions faster than any human. The value prop narrows every year.
The specialist advantage
A specialist’s edge is irreplaceable. If you know construction wrap-up programs, trucking MCS-90 compliance, or shared economy liability inside and out, no platform displaces you. Your clients need your judgment, not just your carrier access. That expertise compounds over time.
Target verticals: these and more
If your book is built around one of these verticals, or you’ve carved out a niche that isn’t on this list, we want to talk. Vector is being built around producers who own a specialty, not producers who cover everything.
Start a conversationVector runs one back office for every producer: a team of people and the technology behind them. Everything that comes in is routed to the right hands, worked in order of urgency, filed where it belongs and brought back to you when it matters. Your time goes to clients, not admin.
See it in actionRequests are picked up the moment they arrive and worked in order of urgency, not in the order someone happened to notice them.
Every conversation and document stays with the client it belongs to, and comes back to you before a date can slip.
The relationship stays yours. We bring you the decisions that need a producer and take care of the rest.
Three tasks that used to burn hours each week. Now they’re done before you look up from your desk.
Certificate Request
Client portal · Acme Manufacturing Co.
Certificate Holder
Acme Manufacturing Co.
Policy Number
CGL-2024-88341
Coverage Type
General Liability
Needed By
Today, 5:00 PM
Additional Insured
Riverfront Capital Partners LLC
seconds elapsed
Certificate Delivered
Sent to client portal and email automatically
Producer Dashboard
Today’s activity across your book
Auto ID Cards
Client portal · Clearwater Logistics
Select Vehicle
2023 Freightliner Cascadia · VIN ...4821
Policy
CA-2024-77203
Coverage
Commercial Auto
Deliver to
Download PDF & email to driver
seconds elapsed
ID Card Ready
Downloaded and emailed to driver automatically
Inbound Request
Back-office inbox · Clearwater Logistics
From: mike.reyes@clearwaterlogistics.com10:42 AM
Subject: New truck on the policy
Hi, we just took delivery of a 2024 Ford F-250. Can you add it to our commercial auto policy? VIN is 1FT7W2B60REC04817. Effective today if possible.
Thanks,
Mike
seconds elapsed
Confirmation Sent
Automated response to Mike Reyes
To: mike.reyes@clearwaterlogistics.com10:42 AM
Hi Mike, we received your request and have submitted an endorsement to add your 2024 Ford F-250 (VIN: ...4817) to policy CA-2024-77203 effective today. You’ll receive a confirmation once the carrier processes it, typically within 1 business day.
Endorsement Submitted
Filed with carrier. Client confirmed. Dashboard updated.
Here’s what a $1.5M GCI book looks like at VSR versus a typical roll-up platform. No complicated math. No hidden tiers.
$180K+
more per year on a $1.5M book
That’s the difference between VSR and where you are now. Every year. Before the exit. Before contingency income. Before the platform grows and your production grows with it.
We have a short conversation. We look at your book. We tell you exactly what your economics would look like at VSR. No pressure. No pitch deck.
All conversations are confidential. We understand you’re still at your current firm.